Post Office Whole Life Assurance Plan: If you are planning to invest, and want guaranteed returns. Then you might find this news useful. We will inform you about the post office’s “Post Office Assurance Scheme” in this news item. In this, if you invest by saving Rs 50 daily, then you get returns with good maturity.
If you take this plan at the age of 20 then you will have to pay Rs 1666 and +GST as a premium every month for the maturity of 50 years, while for 55 years Rs 1515. , Rs.1436 for 58 years, and Rs.1388 as a premium every month for a maturity of 60 years. The plan’s maturity age of 60 years is set by the policyholder. A premium of Rs 1388 per month, or less than Rs 50 per day, must be paid over the following 40 years.
As such, Bonus and Sum Assured
As an annual bonus, the post office gives out 60 per thousand sums insured. In accordance with this calculation, an annual bonus of 60,000 rupees will be deposited on the 10 lakhs in total assured. In this way, for the next 40 years, at the rate of 60 thousand rupees per annum, about 24 lakh rupees will be deposited as a bonus. On maturity of the plan, the person investing will get a bonus of Rs 24 lakh and a sum insured of Rs 10 lakh, which will be Rs 34 lakh.
Post Office Assurance Scheme are launched by the post office to get cover up to 80 years. Launched on 24 March 1995. These schemes include connecting people in rural areas with insurance. Under the Niyam Postal Life Insurance Scheme, the post office introduced six programs in 1995. The person investing in this is insured till the age of 80 years. If the person survives even after the age of 80 years, then the benefit of maturity will be available. If the person investing in the scheme dies first, then his nominee will receive the sum assured.
Sum Assured Rs 10 Lakh
The minimum age limit to invest in this scheme is 19 years and the maximum is 55 years. In this plan, the minimum and maximum sum insured limits are 10,000 and 10,00, respectively. After investing in the plan, you are given a loan facility after 4 years.
This is the rule
Around three years after purchasing the policy, you can also surrender it if you want to withdraw your money before the plan’s maturity. Additionally, you won’t receive the additional benefit if you cancel the policy before 5 years have passed.
Read More: Post Office: With this post office plan, lakhpatis will be made easily! Know details to deposit 50 rupees to receive 35 lakhs.
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