Most of PNB’s home loan programs will have no processing or documentation fees until March 31, 2025, which will lower the cost and increase the accessibility of housing loans.
Effective February 10, 2025, Punjab National Bank (PNB) has changed the interest rates on personal, auto, housing, and school loans.
Home loans from PNB
Under several programs, the bank has raised the interest rate on house loans to 8.15%. Housing loans will become more readily available and affordable as a result of the fact that most schemes will have no processing or documentation costs until March 31, 2025.
Under the PNB Digi home loan scheme, borrowers can apply for home loans up to Rs 5 crore online from anywhere. Interest rates start at 8.15% annually, while EMIs start at Rs 744 per lakh.
PNB currently offers auto loans with interest rates as low as 8.50% and EMIs as low as Rs 1,240 per lakh. The program provides financing for the purchase of both new and used automobiles.
The PNB Digi Car Loan has an annual interest rate of 8.50%, an EMI of Rs 1,240 per lakh, and a maximum loan amount of Rs 20 lakh. In the meantime, borrowers who choose the PNB Green Car (e-Vehicle) Loan are eligible for an extra 0.05% off.
Personal Loan from PNB
Customers can now obtain a personal loan online for up to Rs 20 lakh with interest rates as low as 11.25% annually, all without having to visit a bank or complete paperwork. For loans up to Rs 10 lakh, the PNB Swaagat program provides immediate OTP-based approval.
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