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The 2000 rupee note will no longer be in circulation starting on May 19th, according to a recent Reserve Bank of India (RBI) announcement. The procedure for depositing and exchanging 2000-rupee notes in banks will now begin on May 23, or right now. You can exchange notes by going to any bank in your area if you also have 2000 rupee notes. You may also deposit them in the account in addition to this. ABI Governor Shaktikanta Das has urged the populace to delay changing their currencies by one day. The Rs. 2000 note is still good and can be replaced at any point in the ensuing four months.

How long can the notes be changed?

In a statement announcing the RBI’s removal of the Rs. 2000 note, it was stated that from May 23 to September 30, 2023, banks would be the only places where legitimate cash could be exchanged. Additionally, you could add it to the account. A maximum of 10 notes can be modified at once. The order from RBI further stated that the Rs 2000 note is being removed from circulation. With these notes, purchases can be made.

How many notes can be put in the bank account at once?

The number of Rs 2000 notes that can be deposited in the bank account is unlimited. All of your notes can be deposited in your bank account. When depositing $50,000 or more, you must comply with banking regulations and present your PAN-Aadhaar card. In addition, when depositing money, remember the income tax regulations. To avoid receiving a tax notification for making additional deposits.

Do I need to show ID evidence in order to swap notes?

To exchange money, no form of identification documentation is required. The governor of the RBI made it quite clear on Monday that no ID card was necessary to exchange the notes.

How will 2000 notes be handled after September 30?

By 30 September 2023, if you are unable to deposit the notes, they will not lose their validity. However, following that, the bank will not modify your notes. You must visit the RBI office to exchange notes after September 30. However, RBI didn’t offer any recommendations in this area.

What kind of effects would the removal of the Rs 2000 note have on the economy?

Shaktikanta Das, governor of the RBI, has already discussed this. He claimed that the economy would only be little impacted if the 2000 note were taken out of circulation. These notes, according to him, make up just 10.8% of the entire amount of money in circulation. The majority of the notes should be returned by September 30.

Will the Rs 1000 note be issued again?

The RBI governor responded that the possibility of reintroducing the Rs. 1000 note was merely speculative when questioned about it. There is currently no such proposal, he claimed. Banks have made particular provisions to exchange currency for the elderly and people with disabilities.

Read More: Diana Penty donned a glittering outfit at the Cannes 2023 causing chaos

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Diana Penty is back in the spotlight after making her Bollywood debut in the movie “Cocktail.” Let us notify you that actress Diana Penty will also be present at the Cannes Film Festival in 2023, one of the biggest and most famous film festivals in the world.

Diana Penty is a stunning Bollywood actress who has appeared

in a relatively small number of films. Diana will be spotted on the Cannes red carpet this year, along with Sara Ali Khan and Manushi Chhillar.

Diana Penty will premiere at the Cannes Film Festival 2023

this year, as we just mentioned. Her first Cannes look has now been shown in addition to her airport look, which was already made public. The actress’s glitzy dress has commandeered attention.

She is depicted in this picture from the side.

The actress is sporting an extremely glittery dress that gives her an Indo-Western appearance. Diana is so radiant in this picture!

For your knowledge,

let us let you know that Falguni and Shane Peacock, an Indian design team, created Diana Penty’s stunning crop top and thin long skirt.

These images were posted by Diana Penty on Instagram, and they show the actress showcasing her toned physique while also highlighting her attractiveness with minimal makeup.

Read More: Shweta Tiwari stole the hearts of her fans with her latest avatar

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Shweta Tiwari, who performed the item song Katto Gilhari on television alongside Chirag Paswan of Bollywood, is active on social media these days. She does not require anyone’s approval because she has attained such a position thanks to her acting and beauty. Despite being 42 years old and still competing with 25 to 30-year-old girls, she began her career with the television series Kasauti Zindagi Ki.

Shweta Tiwari continues to make news for her

physique and frequently hurts both admirers with her intense photo shoots. In addition to being an actor, she is also quite active on social media, and her photoshoots are in various styles.

Shweta Tiwari just had an exquisite Anarkali salwar suit picture shoot done.

She is dressed in a purple Anarkali for this photo shoot. She is looking stunning in these photos. Very beautiful cowry and ghungroo work has been done on the arms of this Anarkali outfit. She is stunning in this, and everyone who sees her is smitten with her.

In this photo shoot, Shweta Tiwari pulled her hair back and broke her followers’

hearts by putting lengthy earrings in her ears. With minimal makeup, she looks lovely in her Anarkali outfit. People’s hearts are racing as they look at these images of her dressed in an Anarkali salwar outfit. People are also becoming more fond of his caption at the same time.

She wrote that she yearns for what she was unable to obtain.

If you understand it, where does the gratitude reside? In her photo shoot, she struck more than one irresistible pose. Your gaze would be fixated on the actress as you take in her beauty.

Let us inform you that Shweta Tiwari has more than 5 million Instagram followers who regularly check her social media account to see her photos.

Read More: Jio-Airtel faces problems! this company gave access to lightning-fast internet

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Jio-Airtel: In April, OOKLA, a leader in internet testing worldwide, presented a study on the confirmed internet speed data for India. The research offers information on fixed and mobile broadband internet speeds in important Indian cities like Delhi, Telangana, Hyderabad, Bangalore, Jaipur, Lucknow, and Kanpur-Karnataka. Find out who won in mobile broadband and who topped the fixed broadband rankings.

Excitel achieved the top spot.

Airtel and Jio have been bothered by a new firm. This company’s name is used before Jio and Airtel when it comes to fixed broadband. Excitel is the name of the business. Excitel dominates fixed broadband thanks to its ability to sustain rates of more than 200 Mbps in big cities.

In comparison, Jio and Airtel,

who currently provide maximum speeds of 140 Mbps and 120 Mbps, respectively, lag behind Excitel in the traditional industry.

In this situation, Jio won out.

With a top speed of 400Mbps, Jio leads the mobile broadband market, and Airtel is just behind with a top speed of 250Mbps. launch of home Internet services By sustaining rates of more than 200 Mbps in important cities, Excitel in fixed broadband has established its dominance in the sector. Excitel now outperforms established market leaders Jio and Airtel, who only provide top speeds of 140 Mbps and 120 Mbps, respectively.

Read More: Great deal from Maruti! Don’t miss the opportunity to buy cars for Rs 60,000 cheap

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Automobile manufacturers frequently provide discounts to entice buyers and move inventory. The largest automaker in the nation, Maruti Suzuki, is offering its affordable cars in this series at a discount throughout the month of May. The Maruti Suzuki Alto, which is already the cheapest car in the nation, is being given at the greatest discount. In addition, this month offers discounted prices on the Maruti Suzuki WagonR, Maruti Suzuki Alto, and Maruti Suzuki Dzire.

Discounted Maruti Suzuki Alto K10

According to media sources, Maruti Suzuki is this month giving its Alto k10 car a discount of Rs 59,000. This includes a consumer offer of Rs 40,000, an exchange offer of Rs 15,000, and a unique business offer of Rs 4,000.

On the other hand, the company’s Alto automobile is

being exchanged for a bonus of Rs 15,000. Let us inform you that the Alto K10’s starting price is Rs 3.99 lakhs. While the Alto 800 is only available while supplies last. Let us inform you that the company has stopped producing the Alto 800 automobile as a result of the BS6 Phase 2 rule. Only the stock that is left is being cleaned right now.

What is the deal with other models?

• May offers a 30- to 35-thousand-rupee discount on the Spresso.
• May offers a discount of up to 30,000 rupees on the WagonR.
• May offers a 30- to 35-thousand-rupee discount on the Dzire.

Read More: RBI announced some significant news on 100, 200, & 500 rupee notes

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Regarding the Rs 2000 notes, RBI made a significant announcement yesterday. The decision to stop the nationwide circulation of Rs 2000 notes has been made. By September 30th, you must deposit all of these denominations of notes in banks. Along with this, the RBI has instructed banks to stop dispensing Rs 2,000 notes with immediate effect; nevertheless, in the midst of this information, a clarification on Rs 100, 200, and 500 notes is also becoming available.

PNB has introduced a special deal.

Let us inform you that although there have been numerous fake news reports surrounding the notes over the years, the government bank of the nation, PNB, has now created an offer that allows you to quickly exchange your worn-out and damaged currency. You’re receiving brand-new notes from PNB.

Need to get in touch with the closest branch

PNB stated in its official tweet that it is now simple for you to replace damaged or outdated notes. You can get in touch with the closest branch, the bank has said. You can swap coins and bills here.

The Reserve Bank’s regulations

If you also have outdated or damaged notes, you do not need to be concerned at all, according to the Reserve Bank’s new regulations. These days, you can exchange these notes simply by going to any bank branch. You can also complain about this if any bank staff declines to exchange your note. The note’s value decreases less the worse its condition is, so bear that in mind.

How will the notes be exchanged, and under what conditions?

Any note that has been torn will only be accepted, according to the RBI, if a portion of it is missing or if it is made up of more than two parts and has been pasted together, as long as no vital component is missing. Your currency note won’t be exchanged if it lacks certain distinctive features like the name of the issuing authority, the guarantee and promise phrase, the signature, the Ashoka Pillar, a picture of Mahatma Gandhi, or the watermark. You can even swap dirty notes that have lost their usability from being used in commerce for a very long time.

Read More: Watch out for fake ChatGPT apps! One-click will empty your bank account

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The globe has been swept up in ChatGPT. People are taken aback by its skills. Finding the official website or app in the App Store might be very difficult for some people. You should take precautions in this circumstance. The majority of applications claiming to use the OpenAI technology that underpins ChatGPT are fake. Those who open it risk having an empty account. These applications solicit your personal information and, after being installed, infect your device with malware.

Check and review carefully.

Numerous dubious apps request access to a lot of unnecessary resources. Examine the specified permissions of any app that purports to be connected to ChatGPT before downloading. Consider whether the chatbot’s request to access your contacts or other private information is justified. Many applications request permissions that can be superfluous or just need a little amount of data to be shared with them. You should thus review it.

Verify again with the devs

You should be aware that ChatGPT was solely created by OpenAI. Because of this, you should be aware that different developers may have created distinct chatbot-using apps when searching for them on the Google Play Store or any other app store. Check the developer’s profile on the App Store before believing an app that claims to be ChatGPT.

Evaluate user feedback

Before downloading any program, read the reviews. Look at the reviews that have received the highest ratings here. You should exercise caution, though, as some shady apps buy the manufacturers’ endorsements. An app may occasionally have hundreds of five-star reviews, which should be enough to convince you to download it. You look carefully to discover who has rated it with fewer stars. This will allow you to determine whether the app is authentic or not. Many of these apps advertise themselves as ChatGPT and GPT-4 on the Play Store, but this is untrue. This app is a total scam. It has received thousands of 5-star reviews. But it’s a fraud. Here, you are prompted to subscribe after using it once. But ChatGPT makes no such claim.

Choose free options

You may utilize Google’s Bard, Microsoft’s Bing Chat, and OpenAI’s ChatGPT for nothing online. You may now use these cost-free and safe chatbot services directly through your Safari or Chrome browser without having to pay any weekly or monthly fees.

Read More: Income Tax will send notice at home if you have committed this mistake

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People fill out Income Tax Returns (ITR) each year. If ITR is correctly completed, people also receive an exemption. Taxpayers make a significant contribution to the growth of the national economy. People use a variety of strategies to reduce their income tax. The government operates a number of tax deduction programs.

Taxpayers are required to disclose all of their

investments when completing their ITRs. However, many people provide inaccurate information in ITRs, which causes complications for them. Those taxpayers who provide inaccurate information may receive notices from Income Tax under several Acts. Tax returns are examined in two different ways. Initially required, then manual. But if you bear a few things in mind, you can avoid it.

Missing ITR filing

Additionally, notices are sent to taxpayers who do not file ITR by the Income Tax Department. People entering the income tax bracket must fill out an ITR. Even if you are an Indian citizen and have assets overseas, you are still required to file an ITR. If not filled out, a tax note may be sent home.

Errors in TDS

Even when filling out TDS, mistakes are frequently made. Notice can arrive at home even if there is a discrepancy between TDS deposited and TDS deposited. Therefore, before submitting an ITR, you must be aware of the TDS deduction amount.

Unreported income

You are required to disclose your annual income on the ITR. In addition, the investment must be disclosed. Income tax officials may also send you a notice if you receive income from investments but fail to disclose it. You can obtain the bank’s interest statement and include it in the ITR to prevent this. Along with this, you must disclose any additional sources of income you may have.

Error in ITR

In a rush, people frequently fill out ITR forms incorrectly and leave out critical information. Notice may also arrive at home in such a case.

High-value exchanges

You may also receive notice if you carry out a significant transaction that differs from your typical transaction. For instance, the Income Tax Department may look into it or inquire about the source of income if your annual income is Rs 5 lakh and Rs 12 lakh is put into your account.

Read More: RBI makes Rs 2000 out of circulation! know here how to exchange the notes

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RBI has said that it will stop printing 2000-rupee notes. Those who possess Rs 2,000 notes will be able to exchange them till September 30, 2023, even if these notes won’t be valid or invalid. Following the introduction of the 2000 note into circulation on November 8, 2016, demonization. The 500 and 1,000 rupee notes were withdrawn from circulation on November 8th, 2016, following PM Modi’s declaration. And according to the RBI, 2,000 rupee notes were created to make up for the immediate shortfall of cash that resulted from the closure of these 500 and 1,000 rupee notes. The RBI stated that 2,000 notes were to be phased out once enough 500, 100, and 200 notes had been issued.

10.8% of 2000 bills are still in circulation.

Describe how 37.3 percent of the total currency circulation consisted of Rs 2,000 notes on March 31, 2018, which were valued at Rs 6,73,000 crore. By March 31, 2023, this value had decreased to Rs 3,62,000 crore. And as of right now, the percentage of Rs 2,000 notes in circulation has dropped to 10.8%, which is a decline of more than three and a half times. The RBI claims that the 1,000 and 500 rupee notes were invalid in 2016. They made up roughly 86 percent of the entire amount of money in circulation. In contrast, only 10.8% of the notes worth Rs 2,000 are now in use.

Where can I exchange 2000 notes?

In other words, because these notes are no longer in use and are gradually being phased out of circulation, according to the RBI, people won’t experience many problems as a result of their discontinuation. These Rs. 2,000 notes are being removed from circulation as part of the Clean Note Policy, according to an instruction from the RBI, although they will not be deemed invalid. And until September 30, customers can alter or deposit them by visiting banks. Beginning on May 23, anyone can change notes by visiting any bank’s location. The country’s 19 regional facilities run by the RBI will also accept Rs 2,000 note exchanges.

RBI issued this directive.

Additionally, RBI sent a letter to the banks. The RBI has instructed the banks to stop dispensing 2000-note bills to the general public in their ATMs or during cash withdrawals. The RBI has also mandated that banks redesign ATMs in response to this. Along with this, banks have been instructed to assist customers in exchanging notes with the aid of mobile vans if necessary in rural, isolated locations without banks.

Why was the 2000 note removed from circulation?

Another key justification cited for the demonetization of Rs 2,000 notes is black money. Now that the experts have spoken, we will know if the pink-colored Rs 2,000 note contributed to an increase in illegal money. Before contacting our professionals, we’ll even present you with some statistics. According to the Reserve Bank of India’s report, 6,849 crores of 500 and 2000 rupee notes have been issued since 2016. However, more than 1,680 crores of these notes are currently missing from circulation, with a total value of 9.21 lakh crores.

Attack on Black Money!

Furthermore, a significant portion of the black money seized in the raids from Uttar Pradesh to West Bengal consisted solely of notes valued at 2,000, leading some to speculate that the missing note may be present in the form of black money. No one will ever forget the speech that Prime Minister Narendra Modi gave the nation on November 8, 2016, at precisely 8 o’clock in the evening. On this day, abruptly, Prime Minister Narendra Modi made a significant decision affecting the nation’s economy. The 500 and 1000 rupee bills were taken off the market on this day. Demonetization was the term used. The Rs. 500 and Rs. 100 notes will no longer be accepted as legal money as of midnight tonight.

Following demonetization, new 500 and 2000 rupee notes entered circulation.

Banks and ATMs used to give out 500 and 2000 rupee bills to the general population up to the set limit. When fresh currency notes were demonetized, there weren’t nearly enough of them to cover everyone’s monetary needs. There was a lot of turmoil as a result. As far as the 2000 rupee note is concerned, the RBI printed this note as early as 2016. The RBI anticipated that the 2000 Rupee note would be the most popular for meeting people’s cash demands after demonetization. This 2000 rupee note was the largest denomination of currency in circulation after 1978.

Before the year 1978, the largest banknote in the nation

was the Rs 10,000 note that was produced in 1938. When the rupee was demonetized, the RBI believed that people who would deposit money would have their needs addressed right away because they would receive Rs 2000 notes in their place. For this reason, the RBI had more than 370 crore notes of 2000 rupees issued. The RBI printed 354 crore 29 lakh notes in 2016. It cost roughly Rs. 7 lakh 8 thousand crores. 11 crores 15 lakh notes, with a value of roughly 22,000 300 crore rupees, were printed in 2017. Similarly, 4 crores of 67 lakh notes of Rs 2000 were printed in 2018.

Read More: Post Office Scheme is giving double the money invested within a few months

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For individuals who have money invested in the Post Office Scheme, there is excellent news. We are going to inform you about a program today where you may deposit only 5 lakhs and receive the complete 10 lakhs. The best place to save money is still at the post office. Today, we’ll tell you about a 5-year Post Office Scheme Time Deposit Account that comes with a guarantee that your money will grow by a factor of two. You benefit from compound interest in this.

Customers will begin receiving interest at a rate

of 7.5 percent on April 1, 2023. If you invest 5 lakhs in a time deposit program, you will receive Rs. 7,24,974 at maturity. You will receive Rs 2,24,974 as interest from this. If you delay the money’s maturity by five years, it will double in value in ten years and you would receive Rs. 10 lakh rather than Rs. In ten years, this amount will equal Rs 10,51,175. The interest, in this case, will be Rs. 5,51,175. Your money will guarantee double in this country in ten years.

Investments must be multiplied by 100 rupees.

This scheme accepts investments in multiples of Rs 100. The Post Office TD has no investment cap. Every three months, the Finance Ministry evaluates the interest rates on small savings.

What makes this program unique? 

• You must create a time deposit or fixed deposit account at your local post office.
• You can invest in this program with as little as Rs 1,000, and there is no set maximum investment amount.
• Let us inform you that a minor child’s account is opened under the supervision of his parents and that anyone over the age of 10 is only permitted to invest in this plan.
• In this program, you can make investments for 1, 2, 3, or 5 years. Both a single account and a joint account are created.

The advantage of tax exemption is yours.

Let us inform you that the post office program offers you the benefit of tax exemption. Under section 80C of the income tax code, investments up to Rs 1.5 lakh are tax-exempt. However, the sum received when an FD matures is taxable. For one year, two years, and three years, Post Office TD will receive 6.8%, 6.9%, and 7.0% interest, respectively.

Read More: Know the date, timing, and impact on you of the upcoming Solar Eclipse

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