According to the messaging app, this requirement has been set by NPCI and is designed to reduce fraud in the UPI payment system.<\/p>\n

HIGHLIGHTS<\/h2>\n

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• WhatsApp has notified users that it will start displaying the legal name of users every time they make a payment using WhatsApp Payments.<\/li>\n
• The legal name will be the same as the bank account name of the users.<\/li>\n
• This requirement is set by NPCI and designed to mitigate fraud across the UPI payments system.<\/li>\n<\/ul>\n

  WhatsApp has informed users that it will start displaying users’ legal names every time they make a payment using WhatsApp Payments. By legal name, WhatsApp means the same name as your bank account. According to the messaging app, this requirement has been set by NPCI and is designed to reduce fraud in the UPI payment system. This is because people sometimes use different names or aliases on their UPI platform, but with the latest change, WhatsApp aims to stop fraudulent practices from happening on the UPI platform.<\/p>\n

  Through UPI, WhatsApp uses the phone number associated with your account to identify your bank account. The name associated with your bank account is the name that will be shared,\u201d the company said in an FAQ. Your legal name, which is the same as your bank account, will be visible to the person to whom you send or receive money on WhatsApp’s UPI-based platform. WhatsApp has started showing notifications about changes to its payment platform. The notification contains a link to WhatsApp’s FAQ page that details the legal name requirement and exactly what it is.<\/p>

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