Best Saving Tips: You will get 50 thousand rupees monthly on investment of 3500 every month, start investing today

SIP Calculator: Everyone wants to get a good return on savings. However, to achieve this, prudent investment is required. The best return on savings gives you comfort. Before making any kind of investment, it is important that you have complete knowledge of the future returns. Maybe you’ll have the same idea that, after a certain age, the money invested will be most useful to you and your family.

It is necessary to have a fund of 1.2 crores,
If you require 50,000 rupees a month to cover expenses in the middle of rapidly growing inflation, start investing right away. If you have started investing then it is a good thing. If not, don’t delay and start investing. At present, the average annual interest rate of banks is around 5 percent. In such a situation, you should have a fund of at least 1.2 crores for the interest of 50 thousand rupees every month. On this fund, you will receive $50,000 in interest each month.

Now you are 30 years old, assuming a SIP of just Rs 3500 per month. At this time start a SIP of Rs 3500 per month in your name. You should receive at least 12% in annualized return from the current cycle of SIP. Investing Rs 12.60 lakh over 30 years using a SIP of Rs 3500 (Rs 42,000 annually) is possible. If you get a 12% annual return on this investment, then on completion of 30 years, you will have a fund of 1.23 crores ready.

Read More: Investment tips: In 15 years you will have 1.26 crores, follow this strategy.

These are the best return options
If you calculate the interest on a fund of 1.23 crores at the rate of 5 percent per annum, then it is Rs 6.15 lakhs per annum. You may easily make 50,000 rupees a month doing this. Let us tell you that SBI Small Cap Mutual Fund has given returns of up to 20 percent in the last few years. Apart from this, Nippon India Small Cap Mutual Fund Scheme has given a return of 18.14 percent.

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