Warning: Uninitialized string offset 0 in /home/newsstore24/public_html/wp-includes/compat.php on line 1

Warning: Uninitialized string offset 0 in /home/newsstore24/public_html/wp-includes/compat.php on line 1

Warning: Uninitialized string offset 0 in /home/newsstore24/public_html/wp-includes/class-wp-recovery-mode.php on line 1

Warning: Uninitialized string offset 0 in /home/newsstore24/public_html/wp-includes/class-wp-recovery-mode.php on line 1

Warning: Uninitialized string offset 0 in /home/newsstore24/public_html/wp-includes/global-styles-and-settings.php on line 1

Warning: Uninitialized string offset 0 in /home/newsstore24/public_html/wp-includes/global-styles-and-settings.php on line 1

Warning: Uninitialized string offset 0 in /home/newsstore24/public_html/wp-includes/class-wp-user-query.php on line 1

Warning: Uninitialized string offset 0 in /home/newsstore24/public_html/wp-includes/class-wp-user-query.php on line 1

Warning: Cannot modify header information - headers already sent by (output started at /home/newsstore24/public_html/wp-includes/compat.php:1) in /home/newsstore24/public_html/wp-content/themes/Newspaper/functions.php on line 5
OPD Cover Ensures: Take OPD cover in health insurance, understand why it is needed - Newsstore24
Friday, November 15, 2024

OPD Cover Ensures: Take OPD cover in health insurance, understand why it is needed

OPD cover ensured in India: The corona pandemic has made everyone aware about health insurance. Now everyone does not need to think much about getting health insurance for himself and his family. They have understood its importance. If you are thinking of taking health insurance, then this news can prove to be of your use.

OPD cover was not available earlier

It may be noted that earlier OPD cover was not available in most of the traditional health insurance policies. This means that if you get treatment without going to the hospital, then you will have to pay out of your pocket. This cost is too high. OPD coverage in a health insurance policy is crucial for this reason.

Understand why a such cover is necessary 

Amit Chhabra, Head of Health and Travel Insurance, PolicyBazaar, says that the importance of OPD cover can be understood from the fact that up to 70 percent of the total health care expenditure is only OPD expenses. In most diseases, the patient does not need to be hospitalized. He only has to go to the hospital after consulting a doctor and also take medicines after getting tests etc. Companies now offer OPD coverage either as part of the insurance policy or as an add-on. When purchasing a health insurance plan, confirm that OPD is covered. If the policy does not already have OPD coverage, you can purchase add-ons to include it.

These expenses will be included

OPD Expenses

OPD cost is when we go to the hospital for a consultation, examination, or any test. Without OPD cover, we would have to pay out of pocket for all this. These items are included in the OPD cover.

Doctor consultation  

The OPD cover includes the fee charged for the doctor’s consultation. If someone is sick then many trips to the hospital may have to be made. The doctor is required to pay a consultation fee each time.

Diagnostic tests 

If there is a disease, many types of tests may also have to be done. These cost a lot before the actual treatment begins. If your policy has OPD cover then you will be saved from this cost.

Drug costs 

A lot of money is spent on medicines for the treatment of diseases. The insurance company also reimburses the money at the pharmacy in the OPD cover.

Waiting period 

Some insurance packages that provide OPD coverage have a waiting period. There may not always be a circumstance like this. Therefore, be careful to be aware of the waiting period. Some of its companies offer sum insured ranging from Rs 3,000 to Rs 50,000. Find out about it.

Read More: Bharat Gaurav Train: This unique train will operate for the first time between Delhi to Katra.

Cashless facility 

Let us remind you that if you choose insurance with a cashless option, this feature will only be available when you purchase a policy with OPD coverage. in the network hospital of the company. Not in other hospitals. Therefore, while taking a policy, choose the company that has the maximum number of hospitals in its network.

🔥🔥 Join Our Group For All Information And Update, Also Follow me For Latest Information🔥🔥
🔥 YouTube                 Click Here
🔥 Facebook Page                 Click Here
🔥 Instagram                 Click Here
🔥 Telegram Channel                  Click Here
🔥 Google News                 Click Here
🔥 Twitter                 Click Here
spot_img
RELATED ARTICLES

LEAVE A REPLY

Please enter your comment!
Please enter your name here

Most Popular

Latest

X changed its monetization policy, Elon Musk made a big change

The social networking platform X has decided to modify its artists' monetization approach. Users will now be less reliant on adverts as a result...

New feature given in the KTM 250 Duke, comes for Rs 2.5 lakh

The KTM 250 Duke's latest version is on the market. The TFT LCD on the KTM 250 Duke is new. Along with this, LED...

Apple to launch iPad Mini 7 on this day! know the details before launch

The iPhone 16 series is the newest iPhone series that Apple has released. Apple released four phones in this series: the iPhone 16, iPhone...

EMI to remain expensive, RBI makes no changes in the repo rate

The burden of high EMI is not alleviated. The 6.50 percent policy rate has been sustained by the Reserve Bank of India. This declaration...

Assistant Professor Recruitment in Delhi University, this is the last date

An announcement for Recruitment has been made by Delhi University for the position of Assistant Professor. The University (DU) has made this position available...

Most Popular

Subscribe

* indicates required