PM Svanidhi Yojana: Due to Corona epidemic (Covid-19), the poor section of the country has suffered a lot, and lakhs of people have lost their jobs. A major part of this is from the people of street vendors. To prevent the infection of the corona, the central and state governments have resorted to lockdowns many times. In such a situation, the daily earners have suffered huge financial loss.
In such a situation, the central government has started ‘PM Svanidhi Yojana’ to help the street vendors and get them to start their work again. For this program, the government offers roadside store proprietors and small business owners loan facilities ranging from Rs 10,000 to Rs 50,000.
Loan is available without any guarantee
The loan obtained through the “PM Swanidhi Yojana” does not require any sort of financial guarantee. It is a collateral-free loan i.e. free business loan without guarantee. In such a situation, it is proving to be a great scheme for street vendors. This loan can be used repeatedly by street sellers to expand their operations. For the first time, you are granted a loan of Rs. 10,000. This loan can be paid back each month.
How much time do you get to repay the loan?
Let us tell you that in this special scheme started by the Modi government, street vendors get enough time to repay the loan. Once you take the loan, you can repay it in 12 months. to 1 year. If you want, you can repay this loan in installments every month. You need an Aadhar card for this.
Process of application of PM Svanidhi Yojana
- To apply for this program, go to any government bank.
- You go to the bank and do the PM Swanidhi Yojana form again.
- Also give a copy of the Aadhaar along with it.
- The bank will then authorize your loan after this.
- You will get the loan money in installments.
Read More: Post Office: With this post office plan, lakhpatis will be made easily! Know details to deposit 50 rupees to receive 35 lakhs.
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