PM Jeevan Jyoti Bima Yojana / PM Suraksha Bima Yojana: If you too have invested in government schemes, then there is important news for you. Actually, after 7 years, the government has amended the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) schemes. The premium of both plans has been increased. There has been an increase of Rs 1.25 per premium in both plans. Let us tell you that with this you can take advantage of the entire Rs 4 lakh. Let us know the updates.
How much premium will have to be paid now?
If you have also taken any of these schemes, then now you will have to pay more for it. For this, you should have an account in a government bank. The investment amount in both these schemes is very less. Earlier only Rs 342 had to be invested in these two schemes, but now after increasing the premium by the government, you will have to deposit only Rs 456 in the whole year by combining both schemes. Let us know about both the schemes and how you can get big benefits in small investments.
Details of Pradhan Mantri Jeevan Jyoti Bima Yojana
Under this, on the death of the insurance holder, the nominee gets Rs 2 lakh.
Any person in the age group of 18 to 50 years can take advantage of this scheme.
In this, you will have to pay an annual premium of only Rs 436.
This is a term insurance policy.
This insurance is for the whole year.
Prime Minister’s Security Insurance Scheme
In this, a compensation of Rs 2 lakh is given in case of death of the insured or total disability.
Under this scheme, if the insurance holder becomes partially permanently disabled, then he gets a cover of Rs 1 lakh.
In this, any person between the age of 18 to 70 years can take the cover.
The annual premium of this scheme is Rs.20.
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