Tuesday, January 31, 2023

Sukanya Samriddhi Yojana: Open an account in the name of daughter in just ₹ 250, this government scheme will benefit lakhs

Sukanya Samriddhi Yojana: If you are the father of a girl child, or have recently become a father. That’s why you should make some investment regarding his future. This news can prove to be of your use. The Central Government (Modi Government) is running an ambitious scheme keeping in mind the higher education and marriage expenses of the daughters. Sukanya Samriddhi Yojana is the name of it (Sukanya Samriddhi Yojana – SSY). Millions of families throughout the nation are benefiting from this program. At present, 3,03,38,305 people have joined the Sukanya Samriddhi Yojana in the country.

What is the plan

The Sukanya Samriddhi Yojana was launched by the central government to ensure the daughters of the nation have a bright future. Under the “Beti Bachao, Beti Padhao” campaign, this program was introduced. Joining this scheme helps parents to bear the expenses of their daughters from education to marriage.

This is how you can take advantage

If your daughter’s age is less than 10 years. So, you’re always welcome to open a Sukanya Samriddhi account. The minimum balance required to start this account is Rs. 250. It used to need a deposit of 1000 rupees, however that requirement no longer applies. Also, 1.5 lakh rupees can be deposited in any financial year in Sukanya Samriddhi Yojana.

How to open account

Under this scheme, you can open an account by going to any post office or bank. This can be continued up to 21 years from the date of opening the account or till the girl child turns 18. After that, you can take up to 50% of the money from this account for further education when the daughter is 18 years old. Along with the birth certificate of the girl child, the identity card of the girl child and her parents/guardian will also have to be given. On which your home address should be. Aadhar card can be used.

Will get tax exemption

Investing in Sukanya Samriddhi Yojana gives you tax exemption under section 80C of the Income Tax Act. You can avail of tax exemption by investing Rs 1.5 lakh every year. The returns received in this scheme are tax-free. By investing in Sukanya Yojana every financial year i.e. by March 31, you can avail of tax exemption for the financial year. During this time if you join this scheme then you will get 7.6 percent interest.

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