National Pension Scheme: If you have also invested money in NPS or you are also planning to open your account, then there has been a big change in the rules from today. National Pension Scheme Regulator, Pension Fund Regulatory and Development Authority (PFRDA) has changed these rules, so now before opening an account, know what has changed.
Know what changed?
Let us tell you that from now on, the Point of Presence (POP) commission will be given on opening an NPS account. POPs include banks, NBFCs, and many other types of entities. Through this people get registered with NBFCs. Along with this, many types of facilities are made available to the subscribers.
POP will get benefits
From 1st September 2022 i.e. from today you will get a commission ranging from Rs 15 to Rs 10,000. PFRDA has said that this move will also give a boost to POP. He makes a lot of effort to open the NPS account of the customers.
Commission will be charged to customers
As per the information given by PFRDA, the POP will be given a commission of 0.20 percent within a given time period. Please note that this commission will be charged to the customers only. This will be made up for by lowering the number of units he invests at set intervals.
How much is a pension fund
If we discuss the country’s current pension fund, it is worth Rs. 35 lakh crore. Out of this, 22 percent i.e. a total of Rs 7.72 lakh crore is with the NPS. At the same time, EPFO ​​manages a 40 percent stake.
Can start from 21 years
Let us tell you that if the average age of the investor is 21 years and he invests Rs 2,000 in NPS every month, then you can get huge benefits. If you join NPS at the age of 21 and aim to invest till the age of 60, you will get an investment tenure of up to 39 years.
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