Tuesday, November 29, 2022

Post Office New Year Scheme: Get 35 lakhs at maturity after investing Rs 50 daily; details follow

New Delhi: As we know Post Office comes with various investments plans on many occasions providing outstanding returns with safety principles. Now their new scheme is the ‘Gram Suraksha Scheme’ – invest little and make a huge corpus. 

At low risk, the Post Office Gram Suraksha Scheme is offering amazing returns. In this scheme, investors need to deposit Rs 1500 for each month to receive up to Rs 31 lakhs to 35 lakhs at the maturity time.

Age Limit – Post Office Gram Suraksha Scheme 

Any Indian citizen between the age limit of 19 to 55 years can invest in Post Office Gram Suraksha scheme and the minimum sum that one insured under this scheme ranges from Rs 10,000 to Rs 10 lakh.

On monthly, quarterly, half-yearly, or annually investors can spend the premiums of the Post Office Gram Suraksha Scheme, and also they can benefit from 30 days of relaxation time for paying a premium. 

Read MoreInsurance Policy Tax: 1.5 lakh tax exemption will be available on this special policy! Time till 31st March

Another advantage of this scheme is that one can also take a loan against it. There is also an option of submitting the policy after 3 years of taking the scheme. However, in that condition, there will be no benefits for investors.

How one can get Rs 35 lakh by investing only Rs 50 daily? 

If an investor aged 19 starts investing in the scheme with a minimum of Rs 10 lakh, then as per calculations investors will pay a premium of Rs 1515 per month for receiving about Rs 31.60 lakh at age 55 and Rs 1463 monthly for receiving Rs 33.40 lakh at age 58; and Rs 1411 to get Rs Rs 34.60 lakh at age 60.



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