If you also want to improve the future of your Mrs. Ji, then there is news of work for you. By investing in NPS, you can get a 10 percent annual return, which will bring a total of Rs 1.12 crore to the wife’s account at the age of 60. Apart from this, he will start getting a pension of about Rs 45,000 every month.
If you want your wife to become independent so that in your absence there is regular income in the house and in the future, your wife is not dependent on anyone for money, then today you can arrange regular income for her. What can we do? You should invest in National Pension Scheme.
Open a new pension system account in the name of the wife
A new Pension System (NPS) account can be opened in the name of the wife. NPS account will give a lump sum amount to your wife on attaining the age of 60 years. Not only this, with the NPS account, you can also decide how much pension your wife will get every month. Your wife will not be dependent on anyone for money after the age of 60. More about this plan.
It’s also very easy to invest
You can deposit cash each month or yearly as per your convenience within the New Pension System (NPS) account. you’ll be able to open an associate degree NPS account within the name of your married person with simply Rs,000. NPS account matures at the age of sixty years. below the new rules, if you would like, you’ll be able to run the NPS account until the age of the married person is sixty-five years.
Monthly income 45 thousand. As far as
You can deposit cash monthly or yearly as per your convenience within the New Pension System (NPS) account. you’ll be able to open an associate degree NPS account within the name of your married woman with simply Rs,000. NPS account matures at the age of sixty years. underneath the new rules, if you would like, you’ll be able to run the NPS account until the age of the married woman is sixty-five years.
The lump-sum amount and pension
How much pension will you get?
Age
– 30 Years Investment Term – 30 Years
Monthly contribution – Rs 5,000
Estimated return on investment – 10 percent
Total Pension Fund – Rs 1,11,98,471 (Can be Withdrawn on Maturity) Amount
Estimated annuity rate of 8 percent – Rs 67,19,083
Monthly pension – Rs 44,793.