PAN Card Loan Fraud: Loan fraud is happening a lot through PAN cards. If you are also a PAN card holder then you can be a victim of this fraud. In such a fraud, the thugs will take a loan on your PAN card and you will not even know. Let us know the easy way to find out about this.
A PAN card is one of the essential documents and what if someone is misusing your PAN card? One such case related to actor Rajkumar Rao has come to the fore a few days back. The actor told how his PAN card was misused and a personal loan was taken with the help of fintech apps. He had given this information earlier this month. Rajkumar Rao told how someone has taken a loan of Rs 2500 using his PAN card, which has affected his CIBIL score. A few days back Sunny Leone had also filed a similar complaint.
Online scams have increased in the last few days. In such cases, scammers target a non-person, but that doesn’t mean it can’t happen to you. In most such cases, scammers take loans with the help of a PAN card without the knowledge of the owner. So if you also have a PAN card then you can fall into such a trap. Let us know how you can check the misuse of PAN cards.
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Check Your CIBIL Score
The first and easiest way is to check your CIBIL score. You can check it through various online platforms like CIBIL, Equifax, Experian or CRIF High Mark. By checking the CIBIL score, you can know whether you have a loan in your name or not.
Paytm will help
Another way is to take the help of fintech platforms. That is, you can find out from any platform like Paytm or Policy Bazaar whether there is any loan on your PAN card. On these platforms, you get the option to check financial reports. From here you can easily get your CIBIL score and loan details.
Check Form 26A
The third way is to check Form 26A. That is, whether someone else has taken a loan on your PAN card or not, you can check from Form 26A. This is an annual tax statement issued by the Income Tax Department. It contains details of your income tax return records and other financial transactions done through your PAN card. In this way, you can know whether someone else has taken a loan against your PAN card or not.
