LIC Saral Pension Plan: Life Insurance Corporation of India is one of the most trusted insurers across the country. People are making significant investments in life insurance coverage today. If you also want to make a safe investment, then LIC has come up with a great plan for you. The pension that you will get for the first time by investing in it, the same pension will continue to be available for life.
LIC Saral Pension Yojana
In this news, we are going to tell you about LIC Saral Pension Scheme. It is an immediate annuity plan. In this, you start getting a pension as soon as you take the policy, it is a single premium pension plan.
Do not wait for the age of 60 years,
The best part is that after taking this policy, you will get the same pension for the first time. For the remainder of your life, you will continue to get the same pension. You don’t have to wait more than 60 years for a pension after investing in this. With this plan, you can begin receiving a pension as early as age 40.
Take advantage of this scheme
Let us inform you that there are two ways you can benefit from the Saral Pension Yojana. First is a single life, where the policy will be in the individual’s name. On his death, the amount of the Aadhaar premium is received by the nominee. Also, the second option is joint life. This includes both husband and wife. After the primary pensioner’s death, his widow will get the pension originally paid to him. If both of them die then after their death the amount of basic premium will be given to their immediate next of kin to the nominee.
These people can take
Scheme: Minimum 40 years and a maximum of 80 years of age can avail of this scheme. In this, the pensioner continues to collect their pension as long as they are still alive. Also, the policy can be discontinued anytime after 6 months of inception. You can do this to take your pension once each month, once every three months, once every six months, or once every year.
What is the condition?
You will begin receiving loans under this plan after the first six months. You can opt-out of this plan after 6 months. It earns a fixed interest of 5 percent every year. As long as you live, you will receive a pension.
You will get a pension of Rs 1 lakh, in
You must take a minimum yearly pension under this plan of Rs. 1,000 per month, or Rs. You must invest 2.5 lakhs for this. The majority of the pensions in this have no upper limit. By making a single premium payment of Rs. 10 lakh, you can receive an annual pension of Rs. 50250. Here you must be 40 years old. Similarly, for a pension of Rs 1 lakh annually, you will have to invest a lump sum of Rs 20 lakh.
Read More: LIC Unclaimed Amount: Now it is easy to know and claim the unclaimed amount deposited in LIC, Let us know the complete process here
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