Pension Plan: Regular income stops after retirement. In such a situation, most people plan to invest in multiple pension schemes to get income every month. Many pension schemes are run from the government to the bank, by investing in which you can manage the expenses incurred every month after retirement.
National Pension System is one such scheme, in which the more you invest, the higher the amount of pension you will get. Along with this, you can also avail the benefit of almost amount. Anyone from 18 to 70 years can invest under this scheme. This scheme being run by PFRDA can get a pension of lakhs every month.
More than 5 lakh amount will be available under NPS
According to the calculation of NPS Prosperity Planner (NPP) show, if you invest in this scheme at the age of 30, then you can get an amount of 5 lakh 70 thousand every month. You will get this amount with the help of National Pension System (NPS) account, but for this you will have to invest Rs 3.12 lakh every year or Rs 26,000 every month.
Pension amount after investing Rs 10,000
According to the calculation, if the investor invests Rs 10 every month here for 30 years, then he will get a pension of Rs 2.24 lakh every month. However, for this, he will have to buy the entire annuity with a corpus of Rs 4.19 crore. If the annuity is bought only for 60 percent, he will get a pension of 1.39 lakh and if it is bought without ROP scheme, then Rs. 1.59 lakh will be given every month.
What is NPS Prosperity Planner? (NPS Prosperity Planner)
With the help of NPP, NPS subscribers can estimate their projected retirement income as per the annuity options based on their existing contributions under NPS. It has been introduced by PFRDA for the convenience of the customers. The PFRDA, in a circular dated 9 December 2022, said that NPP is a good option for future planning for inflation and expenditure estimation.
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