Sunday, January 29, 2023

New Jeevan Shanti Policy: LIC’s great policy, deposit money only once; get a lifetime pension

LIC New Jeevan Shanti Policy: LIC has launched a new and luxurious Jeevan Shanti Policy. The biggest feature of this policy is the pension available in it. By investing in this policy, one can get a monthly pension for life with a guarantee. In such a situation, a person can easily meet the expenses after his retirement (LIC Life Insurance). You have two options in Jeevan Shanti’s policy. The first is Immediate Annuity and the second is Deferred Annuity. This is a single premium plan.

This is the scheme (LIC Jeevan Shanti Scheme)

The facility of pension is available immediately after taking the policy under the first i.e. Immediate Annuity. This plan is similar to LIC’s old plan Jeevan Akshay. On the other hand, in the option of a deferred annuity, a pension facility is available after 5, 10, 15, or 20 years of taking the policy. If you want, you can start your pension immediately or you can start it later also. 

Also Read: Instagram had a big security patch when an Indian hacker caught, Facebook gave a reward of 22 lakhs

How Much Pension Will Be Received 

The amount of pension under this scheme is not fixed. You will get your pension according to your investment, age, and deferment period. The longer the period between investment and the commencement of pension or the higher the age, the more you will get the pension. LIC gives pension according to the percentage being made on your investment. 

Who will get the benefit (People Of This Age Can Take Benefits)

This plan of LIC can be taken by individuals of a minimum of 30 years and a maximum of up to 85 years. Apart from this, a loan in the Jeevan Shanti plan can be done after 1 year of commencement of pension and it can be surrendered after 3 months of commencement of the pension. The annual rates will be guaranteed while taking the policy for both options. Various annuity options and modes of annuity payment are available under the plan. But before taking this policy keep in mind that the option once selected cannot be changed. This plan can be purchased offline as well as online.

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