Cyber Crime: India is fast becoming digital. This change has many advantages as well as many disadvantages. As we are moving towards Digital India, the cases of Online Financial Fraud are also increasing rapidly. At this time there has been a lot of increase in financial fraud. Many people have fallen victim to this fraud. If you have also been a victim of this kind of online fraud, then here we are telling you some important steps by which you can get your money back.
take immediate action
If you have become a victim of any online financial fraud, then take immediate action. Many times people do not understand what to do when this happens. But, instead of panic, you should think about ways that will also get your money back and cybercriminals can also be caught. According to the Reserve Bank of India (RBI), if you become a victim of an illegal electronic transaction, then your responsibility can also be zero. But, this will happen only if you inform your bank about this immediately.
Report within three days
If you become or have become a victim of cyber fraud and money goes out of your account, then you must complain about it within three days. For this, you can also make a complaint on https://www.cybercrime.gov.in/ or by going to the local police station.
money will be refunded
If you take strict steps against cyber fraud then you will not have to bear any kind of loss and you can get a refund within 10 days. If you become a victim of such online financial fraud then do not remain silent at all. Along with the related information, you should give this information in writing to the bank and you should file a complaint.
this is the helpline
A national helpline 155260 has also been launched to protect against financial loss due to cyber fraud. But, at present, this service is available only in 7 states like Chhattisgarh, Madhya Pradesh, Rajasthan, Telangana, Uttarakhand, and Uttar Pradesh. However, soon it will be launched in other states and union territories as well. A report states that between April 2009 and September 2019, 1.17 lakh people have suffered an injury of Rs 615.39 crore through online banking frauds.