Sunday, May 22, 2022

LIC scheme: LIC new policy Deposit only 44 Rupees and get 27.60 lakh, know the details here

LIC Insurance Policy: Jeevan Umang Policy of LIC is an endowment plan, in which you get the maturity amount along with the insurance. Let us know about this policy. 

LIC Insurance Policy:  LIC brings tremendous schemes from time to time for its customers. By investing in these plans, you can secure the future of yourself and your family. In this sequence, LIC has a special scheme – Jeevan Umang Policy, in which you can get good profits by investing. Let us know about this wonderful policy. 

LIC Jeevan Umang Policy is an Endowment Plan

Jeevan Umang policy is different from other schemes in many respects. People from 90 days to 55 years of age can take this policy. This is an endowment plan. In this, along with life cover, a lump sum amount is available on maturity. Fixed income will come into your account every year after maturity. On the other hand, after the death of the policyholder, his family members and the nominee will get the lump sum amount. Another feature of this scheme is that it provides coverage up to 100 years.

Read More: Bank Holiday List: Complete your work related to the bank soon, banks will be closed for 12 days in December

27.60 lakh will be received

If you pay a premium of Rs 1302 every month in this policy, then in a year this amount comes to Rs 15,298. If this policy is run for 30 years, then the amount increases to about Rs 4.58 lakh. The company starts giving you a return of 40 thousand every year from the 31st year on your investment. If you take a return of 40 thousand annually from 31 years to 100 years, you get an amount of about Rs 27.60 lakh.

Policy holder also gets the benefit of term rider

Under this policy, the term rider benefit is also available in case of accidental death or disability of the investor. This policy is not affected by market risk. There is definitely an impact of LIC’s profits and losses on this policy. Tax exemption is also available on taking this policy under section 80C of Income Tax. If someone wants to take a plan of Jeevan Umang Policy, then he will have to take insurance of at least two lakh rupees.  

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