Monday, October 3, 2022

You can now buy train tickets on credit! All you have to do now is choose this option

In India, the Buy Now Pay Later market is rapidly expanding. You may also use it to book train tickets. According to market analysts, this industry will develop tenfold in the next four years.

There is some good news for train riders. You can now travel for free by train as well. If you don’t have any money in your pocket or your income hasn’t arrived and you’re preparing to go somewhere, don’t worry. Even if you have no money, you may now simply book tickets and shop.

In fact, Buy Now Pay Later is rapidly expanding in India. People who enjoy shopping and traveling are becoming increasingly interested in it. India’s BNPL market is expected to rise to $ 45-50 billion by 2026, up from $ 3-3.5 billion today.

Companies really issue loans for purchases under the ‘Buy Now Pay Later program. This method is especially advantageous for those who do not have access to a credit card and need to purchase things quickly. You can also use this to purchase tickets. Please let us know how it will be paid.

‘Buy Now, Pay Later’ features

Even if you don’t have any money, you can shop.

For transactions made on e-commerce sites, the ‘Buy Now Pay Later’ option is preferable.

This is a short-term loan.

Credit card loans are less expensive than credit card loans.

A modest portion of the entire purchase price must be paid as a down payment.

There is no charge in the short term, and interest is only charged after the due date.

Read More: Great scheme of Post Office! Just open an account of children’s above 10 years and get 2500 rupees every month

– BPNL is more affordable and convenient.

– You can pay in full or in installments over the next 14 to 20 days from the date of purchase.

If the payment is not made on time, the interest of up to 24% will be charged.

The customer is not responsible for paying the merchant’s interest while using the EMI option.

Fintech companies have partnered with 12 e-commerce companies.

The ‘Buy Now, Pay Later’ option is preferable.

This service is provided by banks and more than 20 fintech startups.

The BNPL market will be worth 7.41 lakh crores by 2025.

By 2024, e-market commerce’s share will have increased from 3% to 9%.

This option will also be popular on platforms such as food, travel, grocery, and others.

As an alternative to credit cards, Buy Now Pay Later is a better option.

Learn about the specifics of your interest.

BNPL credit card

Tenure with No Interest 15-20 days 45 days

Late Payment Interest Between 40 to 48 percent Limit of 20-30%

 No limit of 2 thousand to 1 lakh Maximum

Credit Score, Income Proof Not Required Issue Process

Acceptance Acceptable in all situations Only on the basis of a contract is selective allowed.



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