Jan Dhan Account: You can withdraw 10 thousand rupees from Jan Dhan account at any time, know the whole process here

PM Jan Dhan Account: In order to link its citizens with banks, the Modi administration launched the Pradhan Mantri Jan Dhan Yojana (PMJDY) in 2014. Anyone can open a bank account under this plan with a zero balance. The government has now significantly altered this plan. People who have registered accounts are now eligible to withdraw up to Rs 10,000 from them under the initiative. How will you be able to put this money into your account? learn the entire procedure.

Overdrafts will be given to the poor.

This federal government plan is like a blessing for the underprivileged. The ability to apply for an overdraft on your account is this program’s most notable feature. The overdraft option is available to all account holders, but in order to use it, you must speak with your bank manager. An example of a loan is an overdraft facility. The bank may provide you an overdraft when you get in touch with the branch, which you can quickly withdraw using an ATM card or UPI. Daily interest payments are required for the overdraft facility. You will not be required to pay interest on the money if you re-deposit it in OD. The bank previously offered a Rs 5,000 overdraft facility for PM Jan Dhan accounts. It has now been raised to 10,000 rupees. Your Jan Dhan account needs to be open for at least six months in order to use overdraft services.

Create an account here

Within the framework of this government program, you may open an account. You only need a PAN card and an Aadhar card for this. Children above the age of 10 may open an account under this scheme. A Rupay debit card is given to the account holder upon account opening. On this card, you also receive Rs. 2 lakh insurance coverage. An Rs. 30,000 life insurance policy is also provided in addition to this.

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Millions of accounts have already been opened

To date, 46.25 crore beneficiaries’ accounts have been opened under this government program. Only 14.72 crore accounts were included in this scheme as of March 2015. At the same time, on 10 August 2022, there were 46.25 crores more of these accounts, a threefold increase.

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