Customers of PNB have some exciting news. Regarding fixed deposits, Punjab National Bank has made modifications. Be aware of this change if you have an account with this bank or have made a bank deposit (FD). The interest rates on various tenures of fixed deposits (FD) have been raised by PNB.
The bank FD rates have been raised by PNB by 0.5 percent. Customers who have invested less than Rs 2 crore will profit from this. As of November 1, the new bank FD rates are in place.
PNB Changes – What level of interest is the average citizen receiving?
Interest rates for customers of Punjab National Bank are as follows: 3.5 percent for short-term loans (7 to 45 days), 4.5 percent for long-term loans (46 to 179 days), and 5.5 percent for short-term loans (181 to 270 days).
| Tenure | Interest Rates (% p.a.) | ||
| Regular Citizens | Senior Citizens | Super Senior Citizens | |
| 7 to 14 days | 3.50 | 4.00 | 4.30 |
| 15 to 29 days | 3.50 | 4.00 | 4.30 |
| 30 to 45 days | 3.50 | 4.00 | 4.30 |
| 46 to 90 days | 4.50 | 5.00 | 5.30 |
| 91 to 179 days | 4.50 | 5.00 | 5.30 |
| 180 to 270 days | 5.50 | 6.00 | 6.30 |
| 271 days to less than 1 year | 5.80 | 6.30 | 6.60 |
| 1 year | 6.75 | 7.25 | 7.55 |
| Above 1 year to 443 days | 6.80 | 7.30 | 7.60 |
| 444 days | 7.25 | 7.75 | 8.05 |
| 445 days to 2 years | 6.80 | 7.30 | 7.60 |
| Above 2 years to 3 years | 7.00 | 7.50 | 7.80 |
| Above 3 years to 5 years | 6.50 | 7.00 | 7.30 |
| Above 5 years to 10 years | 6.50 | 7.30 | 7.30 |
Senior and Extra Senior Individuals
PSB Interest rates for senior citizens have increased by 50 basis points. Super senior citizens receive an additional 80 basis points of interest in addition to this.
Which time frame does the highest interest rate apply to?
The bank is offering the highest interest rate on FDs with a duration of 444 days. Interest rates in this are 7.25 percent for regular residents, 7.75 percent for elderly investors, and 8.05 percent for really senior investors. Let us inform you that the bank is offering its customers who are 60 years of age or younger, extra interest. Senior citizens are receiving 0.80% interest from the bank at the same time.
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