Friday, February 3, 2023

PNB’s tremendous offer on a home loan, ‘freedom’ from processing fees and documentation charges

PNB Home Loan Offer: If you are thinking of taking a home loan, then you have a great opportunity to take a loan at affordable rates. Punjab National Bank (PNB) has offered offers under the Independence Day Home Loan Offer. This offer can be availed till 30th September.

PNB offers on home loan

Under the PNB Independence Day Home Loan Offer, the offers will not charge any processing fee from the customers, that is, the home loan will be available without any processing fee and documentation charge. PNB is offering a home loan at 6.80 percent to the customers. That is, those taking a home loan from PNB will get a home loan at lower rates as well as both the charges will also be waived. PNB has tweeted about this – Get freedom from processing fees & documentation charges.

Offer on PNB Gold Monetization

PNB is also giving an opportunity for gold monetization. Gold jewelry that is lying idle with you, you can earn with the help of it. At least 10 grams of gold can be deposited under the Gold Monetization Scheme. The bank is offering three options for a deposit. The short-term deposit will be of 1-3 years. Medium-term deposits will be of 5-7 years and long-term deposits will be of 12-15 years. Under short-term deposits, the interest of 0.50 percent for 1 year, 0.60 percent for 1-2 years, and 0.75 percent for 2-3 years will be available. The interest rate for medium-term deposits is 2.25%, while for long-term deposits this interest rate is 2.50 percent.

Read More: PM Kisan: Farmers wrongfully took advantage of the scheme, Notice given by the officials! Recovery started

SBI Auto Loan Offers

Let us tell you that SBI had also introduced many types of offers for retail customers in the past. SBI has said in a statement that it will not charge processing fees from its auto loan customers, and will also finance 90 percent on-road on car loans. Not only this, customers who apply for a car loan through the bank’s YONO app will also get a special discount of 25 basis points (0.25%) in interest rates. SBI says that car loans will be made available to YONO users at an interest rate of 7.5% per annum.

SBI Gold Loan Offer

Apart from this, customers who want to take a gold loan will get a discount of 75 basis points (0.75%) at a 7.5% interest rate. If customers apply for a gold loan through the YONO app, then the processing fee will also be waived for them. SBI is also giving relief to its customers from processing fees on home loans. The bank has announced that its home loan customers will also not have to pay processing fees till August 31, 2021, SBI’s home loan interest rates start at 6.7% per annum.



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