Friday, February 23, 2024

EPFO Warning! This task should not be delayed because there are 7 lakh rupees in pension and insurance to be paid

E-nomination for EPFO: Every PF account holder should name a nominee to receive the benefits related to his account in the case of his death. Last month, the EPFO requested that subscribers have their accounts e-nominated.

The EPFO (Central Provident Fund Organization) offers a variety of services and benefits to its members. The documentation and other aspects of this process have also become quite simple. Subscribers can now get a variety of tasks completed entirely online. E-nomination is one such method (EPFO E-nomination). Every PF account holder should name a nominee to receive the benefits related to his account in the case of his death. Last month, the EPFO requested that subscribers have their accounts e-nominated. EPFO also sent out a circular to all regional offices in this regard. Previously, subscribers had to go to the office to get this work done, but now they may do it online through e-nomination.

There are numerous advantages to e-nomination. First and foremost, be aware that EPFO provides a life insurance payment of up to Rs 7 lakh to the employee’s family in the event of the employee’s death. If the nomination information is fulfilled in this circumstance, there will be no problems in the future. Employees Deposit Linked Insurance Scheme (EDLI Scheme) benefits are instantly available.

Subscribers who make nominations online will not have to worry about receiving NOC afterwards.

Account-holders can also make modifications to their candidates through e-nomination. The most significant benefit will be that for e-nomination, subscribers will be able to perform their own verification. There will be no need to dash from one place to another. It has frequently been seen that PF subscribers are unable to obtain insurance or other benefits as a result of their failure to complete the nomination form. If the account holder dies for any reason, the family must visit every EPFO branch. Completing all of the paperwork processes is also an issue.

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The nominee can claim the insurance and EDLI benefits online once the subscriber passes away.

What will the procedure be for e-nomination?

All subscribers will need to log in to the EPFO’s member site and fill out or update the nominees’ details on the manage page. Here’s how it works:

To begin, visit EPFO’s official website, Member Portal Service- By clicking on the ‘Service’ option, you may get to the ‘For Employees’ option. Go to ‘Member UAN/Online Service (OCS/OTP)’ from here.

After that, you must log in using your UAN and password.

– In the Manage tab, you must select the ‘E-nomination’ option.

After you’ve saved it in the Provide Details page, you’ll need to fill out the family information. You have the option of creating several nominees. You must specify how much of your share you are donating to each nominee in the nomination information.

After that, you must click ‘Save EPF Nomination’ and then ‘E-sign’ to get an OTP. This OTP will be sent to the phone number associated with your Aadhaar card. Your e-nomination is complete once you’ve entered it. You will no longer require any additional documents.



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