Pradhan Mantri Suraksha Bima Yojana (PMSBY) is such a scheme in which you can get accidental insurance of Rs 2 lakh by depositing just one rupee every month or just 12 rupees in a year.
Pradhan Mantri Suraksha Bima Yojana Scheme: Many schemes are being run by the central government keeping in mind the interests of the common people. Pradhan Mantri Suraksha Bima Yojana (PMSBY) is also one such effective scheme (PMSBY Scheme Benefits) under which you can get accidental insurance of Rs 2 lakh by depositing just one rupee every month or only 12 rupees in a year. Huh. This plan provides life insurance at very low premiums. Let’s know everything about it.
Premium in the month of May
It is worth noting that a few years ago, the Central Government had started the Pradhan Mantri Suraksha Bima Yojana at a very low premium. The annual premium of PMSBY is just Rs 12. Its premium is deposited at the end of the month of May. The most important thing is that this amount is automatically deducted from your bank account on 31st May. So keep in mind that if you have taken PMSBY then do not keep your bank account empty.
Terms and Conditions of PMSBY
Some conditions have been given for the benefits of the PMSBY Scheme. To take advantage of this, the age of the applicant has been fixed at 18-70 years. The annual premium of this plan is only Rs 12 i.e. only Re 1 per month. The premium of the PMSBY policy is also deducted directly from the bank account, so keep the balance in the bank. Apart from this, the bank account is linked with PMSBY at the time of purchasing the policy. Under this scheme, an amount of Rs 2 lakh is given to the dependent of the customer who buys the insurance in case of accidental death or disability.
To take advantage of this scheme, you can apply for this policy by visiting any bank branch. Bank friends are also taking the PMSBY scheme from door to door. For this, you can also contact the insurance agent. Government insurance companies and many private insurance companies also sell this plan.