In the midst of the threat of the fourth wave of Corona, there is some good news for the people of India. The federal government is making plans to give health insurance to all of the country’s citizens. It has been decided to draught the world’s largest health insurance plan. According to estimates, the Ayushman Bharat scheme will cover 8 and a half crore new households (40 crore individuals). These individuals are not yet insured by any healthcare plan. The Ayushman Bharat scheme has already benefited 69 crore, individuals, across the country.
The Ayushman Bharat scheme would cover about 109 crore people in the country as soon as it begins. Aside from this, 26 crore people are already covered by various health insurance plans. As a result, India will become the world’s only country to provide health insurance to 135 million people. The crucial point to note is that the Ayushman Bharat scheme would no longer be subject to an income cap.
The scheme’s blueprint has been produced by NHA. The blueprint for this scheme was established by the National Health Authority (NHA) in partnership with NITI Aayog. To take benefit of the scheme, each individual must pay a premium of up to Rs.250 – Rs.300.  A family is thought to have five members on average, according to the government. As a result, a family’s annual premium will range between 1200 and 1500 rupees. Each participant will receive a sum of Rs. 5 lakh. Treatment is free up to the value.
The new health scheme will be the cheapest in the world, at
Any private insurance provider should be able to provide you with Rs 5lac. Health insurance premiums range from Rs.7 to Rs.15 thousand per year. It continues to happen. In this regard, the new plan will be the most affordable in the world. The new health insurance system will be appealing since it would include the option of receiving treatment in a private ward, which is not available under the current Ayushman Bharat scheme. This will cover all forms of diseases at the period of insurance or before. The idea could be revealed in the coming months.
Who will profit from this program?
The government currently pays a yearly premium of around Rs 1,052 per family for the Ayushman Bharat scheme. According to insiders, the new Ayushman scheme will be open to anybody who is not already covered by a health insurance plan. Approximately 70% of the country’s population is insured by health insurance. The remaining 30% of the population is expected to be included in the new Ayushman scheme.
Agricultural workers, private workers, daily wagers, self-help groups, employees of cab businesses like Ola-Uber, Zomato, e-commerce, truck drivers associations, food business operators, and others are included in this. Will be able to participate In this context, NHA officials met with representatives from insurance firms.
Treatment is also available in other states, according to an NHA official, who said that under the new system, free treatment will be offered at all PM-Jai-registered institutions. Patients would also have the option of portability. That is, a person from any state will be able to receive care in another state.
